e-Finance CZ Anti-Inflation Bonds 38

Interest income

The bonds are valued at a floating interest rate, which is calculated as the sum of a fixed interest rate of 1% and the percentage change in the consumer price index. To protect investors against possible deflation, the issuer has specified in the base prospectus that the floating interest rate will never be negative. Interest will be paid to the bondholder on September 1, 2026, September 1, 2027, September 1, 2028, and September 1, 2029.

Form of bonds

The bonds are issued in paper form, registered, and freely transferable by endorsement, with the transfer not subject to approval or fees. The subscription of the bond is also carried out without any fees.

 Use of funds obtained from bonds

The Issuer intends to invest the funds obtained from the bonds primarily in the development and financing of the business activities of the Issuer, its parent company, and sister companies, particularly in the areas of construction, purchase, revitalization, leasing, operation, and sale of real estate, purchase of shares in commercial corporations whose main economic activity is the management of their own real estate, establishment of commercial corporations whose main economic activity is the management of their own real estate, management of shares held by the Issuer, parent company, or sister companies in commercial corporations, development and financing of commercial corporations in which the Issuer, parent company or sister companies own a business share.

 Bond repayment

The bondholder may request redemption at the end of the current yield period, provided that they do so no later than three months before the end of the period. The notice period is three months.

Subscription and purchase of bonds

First, conclude a contract for the subscription and purchase of bonds, then pay the issue price of the subscribed bonds, either by transfer to the account specified in the contract or in cash (cash only up to the equivalent of CZK 250,000), and the bonds will then be handed over to you. The bonds can also be sent by post as an insured valuable shipment. The nominal value of one bond and the minimum investment amount is CZK 50,000. The bond subscription agreement can be concluded directly at the registered office of e-Finance CZ, a.s. in Brno at Bratislavská 234/52, by correspondence, or by filling out the order form below.

Approval by the Czech National Bank

The base prospectus for the bonds has been approved by the Czech National Bank as the competent authority pursuant to Regulation (EU) 2017/1129.
Complete decision of the CNB on the approval of the base prospectus for the bond offering program
The Czech National Bank approves this prospectus solely in terms of its compliance with the standards of completeness, comprehensibility, and consistency imposed by Regulation (EU) 2017/1129. This approval should not be construed as an endorsement of the quality of the securities that are the subject of this prospectus. Investors should make their own assessment of the suitability of investing in these securities. We recommend that potential investors read the prospectus before making an investment decision in order to fully understand the potential risks and returns associated with the decision to invest in the securities.

Complete information

Download: e-Finance CZ – base prospectus for the bond program 
Download: Final terms and conditions of the offering for the issue of e-Finance CZ Anti-Inflationary Bonds 38 

 The terms and conditions of the issue are also available at the issuer's registered office at Bratislavská 234/52, Brno, where they can be obtained free of charge in the form of a brochure and on CD.