Secured Bonds e-Finance CZ 63

Bonds Secured by Real Estate Collateral

e-Finance Groupe, a member of the real estate investment group e-Finance Groupe, introduces to the market bonds with a high annual yield secured by collateral on the entire exclusive Zámek Račice estate comprising land over 50,000 m2, properties, and the Zámek Račice itself.

The company e-Finance Groupe. now offers a new issue of secured bonds that provide an annual yield of 9%, 8%, and 7%.

This attractive investment opportunity allows bondholders to participate in the profits generated from the extensive real estate portfolio owned by e-Finance Groupe.

e-Finance CZ Bonds with an Annual Interest Rate of 9%, 8%, and 7%

e-Finance Groupe announces that the public offering of e-Finance CZ 63 bonds has been concluded.

e-Finance CZ issues the e-Finance CZ 63 bond series as of July 1, 2025, within the e-Finance CZ bond program. The e-Finance CZ 63 bonds can be ordered from May 12, 2025.

Interest Yield

The bonds carry a fixed appreciation of 9% p.a. for the first yield period (7/1/2025 to 7/31/2026), 8% p.a. for the second yield period (8/1/2026 to 7/31/2027), and 7% p.a. for the third yield period (8/1/2027 to 7/31/2028). The stated interest is fixed for the entire period and does not change regardless of any potential decrease in bank interest rates. The interest will be paid to the bondholder on 8/1/2026, 8/1/2027, and 8/1/2028.

Form of Bonds

The bonds are issued in paper form, registered to a name, and are freely transferable by endorsement, with the transfer not requiring approval and not being subject to any fees. Subscription of the bond is also carried out without any charges.

Use of Funds Obtained from Bonds

The projects in which the Issuer intends to invest primarily include financing the plans of e-Finance Zámek Račice, s.r.o., and e-Finance Apart Hotel, s.r.o. (“Project Companies”), from the Issuer's group (“Group”), for the purpose of refinancing the acquisition of Zámek Račice and Lipová Mountain Resort, reconstruction of buildings or renovation of historically valuable elements, renovation of furniture, acquisition of movable assets, operational financing, and refinancing of provided resources.

Bond Repayment

The bonds are due on 8/1/2028, with the bondholder entitled to request an extraordinary redemption with a three-month notice period.

Subscription and Purchase of Bonds

First, you enter into a contract for the subscription and purchase of bonds, then you pay the issue price of the subscribed bonds, either by transfer to the account specified in the contract or in cash (cash only up to the equivalent of 250,000 CZK), and subsequently, the bonds will be handed over to you. The bonds can also be sent by mail as insured valuable shipment. The nominal value of one bond and the minimum amount invested is 50,000 CZK. The bond subscription contract can be concluded directly at the headquarters of e-Finance Groupe in Brno at Bratislavská 234/52, by correspondence, or after filling out the order form below.

Bond Collateral

The bonds are secured by a lien on the entire exclusive area of Zámek Račice, including land covering over 50,000 m2, real estate, and Zámek Račice itself.

Download: Appraisal of Zámek Račice, castle grounds, and real estate

The pledged area of Zámek Račice, which covers over 50,000 m2, consists of: 

• THE MAIN BUILDING of the castle, where there are tour rooms and circuits (1. Piano Nobile, 2. Castle cellars and economic facilities of the castle), but also 18 rooms for guest accommodation during the main tourist season. The main building also features a magnificent courtyard.
• THE FORECASTLE, where in 2021, 3 newly renovated apartments in RETRO-LUX style were opened to the public. In 2022, further apartment renovations in the same spirit are planned. The forecastle also offers tourist accommodation in 3 apartments and 6 rooms.
• THE BELL TOWER with beautiful historic bells. The bell tower is also awaiting a sensitive renovation, allowing visitors to enjoy breathtaking views of the surrounding forests.
• THE GAMEKEEPER'S LODGE, which has been completely renovated. The lodge offers 11 luxurious apartments, a restaurant with a fireplace and bar, and a sauna with a relaxation room.
• SURROUNDING FORESTS, which are perfect for hiking and cycling trips.

CNB Approval

The base prospectus of bonds was approved by the Czech National Bank as the competent authority under Regulation (EU) 2017/1129.
Complete CNB decision on the approval of the base prospectus of the bond offering program

The Czech National Bank approves this prospectus only in terms of its compliance with the standards concerning completeness, comprehensibility, and consistency imposed by Regulation (EU) 2017/1129. This approval should not be understood as an endorsement of the quality of the securities that are the subject of this prospectus. Investors should conduct their own assessment of the suitability of investing in these securities. We recommend that potential investors read the prospectus before making an investment decision to fully understand the potential risks and returns associated with the decision to invest in securities.

Complete Information

Download: e-Finance CZ 2024 Prospectus 
Download: Final Terms of Bond Issue e-Finance CZ 63.pdf 

The issuance conditions can also be reviewed at the issuer's headquarters at Bratislavská 234/52, Brno, where they are available free of charge in brochure form and on an electronic data carrier CD.